Personal Checking

 

At Bay Bank, we offer checking accounts that securely and quickly provide access to your funds through a variety of different channels. Whatever channel you prefer, we have the services you need at Bay Bank.

All of our checking account products include:

  • Online Banking
  • Free eStatements
  • Bill Pay
  • Mobile App
Compare Our Personal Checking Accounts
ProductDirect Deposit Checking

Regular Checking

NOW CheckingSenior Checking
Key Features

 

 

Interest Bearing

55+ will receive one free box of checks per year and no fee on money orders

Minimum to Open $100 Opening Deposit Required $300 Opening Deposit Required $1,000 Opening Deposit Required $100 Opening Deposit Required
Minimum Balance $0 $300 $1,000 $0
Bay Bank Visa Debit Card Upon Approval X X X X
Unlimited ATM Transactions at Bay Bank ATMs X X X X

Service Charge

  • No monthly service charge as long as the account is active
  • $5 monthly service charge if minimum balance is not maintained
  • $10 monthly service charge if minimum balance is not maintained
  • No monthly service charge as long as the account is active

 

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