Business Loans

Small Business Loans

We specialize in loans for small businesses. Looking to expand, relocate or purchase, we can help you provide the best option for your business needs.

Our commercial loans are tailored to fit your specific needs. We offer business loans to finance:

• Startups
• Expansions
• Rental Properties
• Purchase of an Existing Business
• Equipment and Vehicles
• Operating Lines of Credit
• Commercial Real Estate
• Irrevocable Letter of Credit
• Auction Letter
• Agricultural Purpose

Indian Country Financing

Commercial financing within Indian Country is our expertise. We offer commercial loans to finance properties held in Individual Trust, Tribal Trust and Leased-Fee Trust.

• Oneida Small Business
• The Indian Loan Guarantee Program 

Guaranteed Business Loans

We strive to offer a variety of financing options for our business customers.

The following are some programs available:

• Small Business Administration (SBA) Loans
• BIA Approved Lender for The Indian Loan Guarantee Program

Cash Management

We offer a wide variety of online cash management tools to save you time and streamline your cash management needs. Our online features include:

• Business Online
• Business BillPay
• ACH Manager
• Wire Manager
• Remote Deposit Capture
• Positive Pay

Learn More 

We offer Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) services.