BUSINESS CHECKING

Choose a checking account

that makes sense for your business.

Gain control of your finances by choosing a checking account that makes sense for your business. At Bay Bank, we work to understand your goals and help you reach them.

All of our business checking accounts include:

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Small Business Checking

  • $1,000 Minimum Initial Deposit
  • $1,000 Minimum Balance Required
  • $7 monthly service charge if minimum monthly balance requirement is not maintained
  • $.25 per check or debit above 30 items
  • $.08 per deposit item above 50 items

Key Features

  • First 30 checks or debits and 50 deposited items free
  • Free Deposit Tickets
  • Visa Business Debit Card Upon Approval
  • Online Banking
  • Free eStatements
  • Free Check Images
  • Bill Pay
  • Remote Deposit Capture
  • Cash Management Options

Contact Us

a group of business people shaking hands at a table.

Regular Business Checking

  • $100 Minimum Initial Deposit
  • $8 monthly service charge
  • $.30 per deposit
  • $.18 per check written
  • $.08 per check deposited

Key Features

  • No Minimum Balance Requirement
  • Average Available Balance Credit
  • Visa Business Debit Card Upon Approval
  • Online Banking
  • Free eStatements
  • Free Check Images
  • Bill Pay
  • Remote Deposit Capture
  • Cash Management Options

Contact Us

Compare Our Business Checking Accounts

ProductSmall Business CheckingRegular Business Checking
Key FeaturesFirst 30 checks or debits and 50 deposited items freeService charge may be reduced based on the average available balance up to the full service charge amount.
Free Deposit Tickets
Minimum to Open$1,000 Minimum Initial Deposit $100 Minimum Initial Deposit
Minimum Balance$1,000 Minimum Balance Required No Minimum Balance Requirement
Visa Business Debit Card Upon ApprovalYesYes
Service Charge$7 monthly service charge if minimum monthly balance requirement is not maintained$8 monthly service charge
$.25 per check or debit above 30 items$.30 per deposit
$.08 per deposit item above 50 items$.18 per check written
$.08 per check deposited